collapse
2020 Donation Drive

It's time for our annual Server Donation Drive! We need to raise at least $710 to keep The Cauldron's server online for another year. Please help! Either hit that Paypal button to the right and make a one-time donation in any amount or set up a monthly Bronze, Silver or Gold Donor subscription. You can find more info in this message!

Donations as of 17 September 2020: $535 donated. Only $175 more need! Thank you, donors!


Note: This total is updated manually, usually once a day


* "Unable to verify referring url. Please go back and try again" Problem Logging In?

If you get an "Unable to verify referring url. Please go back and try again" error when you try to log in, you need to be sure you are accessing the board with a url that starts with "https://ecauldron.com".  If it starts with https://www.ecauldron.com" (or "http://www.ecauldron.com") you will get this error because "www.ecauldron.com" is not technically the same website as "ecauldron.com". Moving to the more secure "https" means it is more picky about such things.

Author Topic: ObamaCare and you? good, bad, neutral, unknown  (Read 9318 times)

sailor

  • Grand Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 1505
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #30 on: June 08, 2012, 07:01:58 pm »
Quote from: mandrina;59226
which linked article?  Vermillion didn't actually link hers.

 
I was referring to link in the first post.

http://thehill.com/blogs/healthwatch...s-shortcomings

mandrina

  • Sr. Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 890
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #31 on: June 08, 2012, 07:33:50 pm »
Quote from: sailor;59231
I was referring to link in the first post.

http://thehill.com/blogs/healthwatch...s-shortcomings

 
there's no link in the article, at least not one that was obvious.  can you provide it?
Katrina

"I have a bad feeling about this."  Every good guy in the Star Wars saga, and an occasional bad guy as well.

sailor

  • Grand Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 1505
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #32 on: June 08, 2012, 08:25:50 pm »
Quote from: mandrina;59233
there's no link in the article, at least not one that was obvious.  can you provide it?

 
Uh, there is not supposed to be link in the article I posted to what Vermillion was referring to.

Unless you mean that my repeat of the link didn't work because I copied it from TC rather than clicking thru again ...

http://thehill.com/blogs/healthwatch/health-reform-implementation/192035-states-worried-theyll-bear-the-brunt-of-anger-over-health-laws-shortcomings

Skyth

  • Master Member
  • ******
  • Join Date: Jul 2011
  • Posts: 391
  • Total likes: 2
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #33 on: June 09, 2012, 12:03:43 am »
Quote from: sailor;59206
So if the head of household is getting free individual medical insurance, but would have to pay for family coverage, such as in North Carolina with state employees.

 
Then what happens?

sailor

  • Grand Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 1505
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #34 on: June 09, 2012, 02:04:11 am »
Quote from: Skyth;59248
Then what happens?

 
Should try and post so close to the end of coffee or breakfast break.

So if the head of household is getting free individual medical insurance, but would have to pay for family coverage, such as in North Carolina with state employees, there is no Federal subsidy for them.

mandrina

  • Sr. Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 890
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #35 on: June 09, 2012, 03:13:55 am »
Quote from: sailor;59255
Should try and post so close to the end of coffee or breakfast break.

So if the head of household is getting free individual medical insurance, but would have to pay for family coverage, such as in North Carolina with state employees, there is no Federal subsidy for them.

 
This does sound like a loophole that needs to be fixed.  Not a reason to kill the law, but a loophole that needs to be fixed.
Katrina

"I have a bad feeling about this."  Every good guy in the Star Wars saga, and an occasional bad guy as well.

sailor

  • Grand Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 1505
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #36 on: June 09, 2012, 03:34:01 am »
Quote from: mandrina;59256
This does sound like a loophole that needs to be fixed.  Not a reason to kill the law, but a loophole that needs to be fixed.

 
It's not a loophole, it's a feature to keep costs down for CBO scoring. As to fixing it, it is going to be a political necessity if it's upheld.  Question is going to be at what cost?  This passed the House by a slim margin (210-212) when the Democrats held the House with a solid majority (34 Democrats voted against it and all 178 Republicans).  GOP in charge, maybe single payer without abortion or contraception coverage such as current Medicaid?

sailor

  • Grand Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 1505
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #37 on: March 01, 2013, 10:10:54 pm »
Quote from: sailor;49386
If ObamaCare is upheld as written, will that be good for you?  bad for you? you don't know?


 
So, the law was upheld by changing it from a penalty to a tax by the Supreme Court.

It's been almost a year since this thread had traffic, but what changes have you seen?  Has anybody been 29'd, or know anybody that has?  Has anybody heard from their state about exchanges and whether they'll be available for you?  Anybody seen any estimates as to what they'll have to pay for coverage vs having to pay the penalty for not having coverage?

Skyth

  • Master Member
  • ******
  • Join Date: Jul 2011
  • Posts: 391
  • Total likes: 2
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #38 on: March 02, 2013, 07:27:41 am »
Quote from: sailor;99137
So, the law was upheld by changing it from a penalty to a tax by the Supreme Court.

It's been almost a year since this thread had traffic, but what changes have you seen?  Has anybody been 29'd, or know anybody that has?  Has anybody heard from their state about exchanges and whether they'll be available for you?  Anybody seen any estimates as to what they'll have to pay for coverage vs having to pay the penalty for not having coverage?

 
I work at H&R Block, and as part of every return I do, I show people an estimate of costs and the estimated penalty if they don't have insurance.  Haven't gotten that far on my personal return yet ;)

sailor

  • Grand Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 1505
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #39 on: March 02, 2013, 04:02:55 pm »
Quote from: Skyth;99150
I work at H&R Block, and as part of every return I do, I show people an estimate of costs and the estimated penalty if they don't have insurance.  Haven't gotten that far on my personal return yet ;)

 
I haven't even looked at tax stuff yet. I'm on the automatic extension for being overseas on filing day.

I thought the no insurance penalty  tax was fairly easy to calculate since I thought that the amount, even though it depends upon income, is fixed by law.

I didn't know that there were official estimates on insurance costs yet. Or are those cost estimates coming from H&R Block?  What are you seeing for a single person in your area if you are allowed to say?

Skyth

  • Master Member
  • ******
  • Join Date: Jul 2011
  • Posts: 391
  • Total likes: 2
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #40 on: March 02, 2013, 10:17:15 pm »
Quote from: sailor;99294

I thought the no insurance penalty  tax was fairly easy to calculate since I thought that the amount, even though it depends upon income, is fixed by law.


Yeah.  the penalty is based on income and is a percentage of it.

Quote
I didn't know that there were official estimates on insurance costs yet. Or are those cost estimates coming from H&R Block?  What are you seeing for a single person in your area if you are allowed to say?

 
I'm not sure where the numbers are coming from, though I would believe that they are estimates by Blue Cross/Blue Shield that include estimates of the subsidies that are supposed to be given based on income.  As for the amounts, I haven't looked too deeply at it as what I've seen is that people either have insurance through thier employer (So I don't bother looking at it) or they won't have to pay anything because they should be qualified for medicaide (medicare?  Not sure which).  

So generally when I look at how much it would be, it's nothing.  However, this might be a result of the demographics of our clients rather than a good sample population.  There were one or two that weren't like that, but I can't recall how much it was.  Memory gets a little foggy when you work 7 days a week for stuff that isn't really relevant to your situation ;)

sailor

  • Grand Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 1505
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #41 on: March 03, 2013, 12:52:27 am »
Quote from: Skyth;99369


So generally when I look at how much it would be, it's nothing.  However, this might be a result of the demographics of our clients rather than a good sample population.  There were one or two that weren't like that, but I can't recall how much it was.  Memory gets a little foggy when you work 7 days a week for stuff that isn't really relevant to your situation ;)

 
Thanks for trying. I get foggy on lots of stuff, job is 12 to 14 hours a day, 7 days a week.

MadZealot

  • Adept Member
  • ********
  • Join Date: Nov 2011
  • Location: So Cal
  • Posts: 2466
  • Country: us
  • Total likes: 173
  • Eye yam tu papi.
    • View Profile
  • Religion: Bitter Clinger. Sith Lord.
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #42 on: March 16, 2013, 12:11:44 am »
Quote from: sailor;59132
The big question, and reason for this thread is whether your American family without health insurance (Not health Care) will actually be better off under ObamaCare.


So far.... in my experience, no.  
Being recently unemployed, I lost some great coverage, and the cost of continuation was, well... it's not realistic if you're not working.  So my kids had to go on the state plan while my wife & I go without.  When I did apply for insurance I was turned down for having asthma & a history of depression (and for weighing more than I should-- I do love me some IPAs.)  I thought ObamaCare was supposed to fix the preexisting condition exclusion.  Meanwhile it's my understanding that payroll taxes went up on 1/1 to fund this monster, and meanwhile the whole thing means jack shit.
Oh, is it time again to say "Fuck Trump"?

Sounds good. Fuck Trump.

sailor

  • Grand Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 1505
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #43 on: March 16, 2013, 07:54:14 am »
Quote from: MadZealot;101494
So far.... in my experience, no.  
Being recently unemployed, I lost some great coverage, and the cost of continuation was, well... it's not realistic if you're not working.  So my kids had to go on the state plan while my wife & I go without.  When I did apply for insurance I was turned down for having asthma & a history of depression (and for weighing more than I should-- I do love me some IPAs.)  I thought ObamaCare was supposed to fix the preexisting condition exclusion.  Meanwhile it's my understanding that payroll taxes went up on 1/1 to fund this monster, and meanwhile the whole thing means jack shit.

 
Hmm. Pretty sure I saw an article last month while in port that the pre-existing coverage program was being shut down. I think it was for lack of use, but don't hold me to that.

The all insurance companies must offer coverage for even pre-existing coverage kicks in next year or the year after, but I don't have the bandwidth to check.

Payroll taxes went up, but that wasn't, to the best of my knowledge to pay for ObamaCare. That was the FICA tax holiday running out.  A bunch of other taxes kicked in on things like tanning salons and medical devices and I think FICA taxes or ObamaCare taxes on investment income.

mandrina

  • Sr. Master Member
  • *******
  • Join Date: Jul 2011
  • Posts: 890
  • Total likes: 0
    • View Profile
Re: ObamaCare and you? good, bad, neutral, unknown
« Reply #44 on: March 16, 2013, 08:46:38 am »
Quote from: sailor;101512
Hmm. Pretty sure I saw an article last month while in port that the pre-existing coverage program was being shut down. I think it was for lack of use, but don't hold me to that.

The all insurance companies must offer coverage for even pre-existing coverage kicks in next year or the year after, but I don't have the bandwidth to check.

Payroll taxes went up, but that wasn't, to the best of my knowledge to pay for ObamaCare. That was the FICA tax holiday running out.  A bunch of other taxes kicked in on things like tanning salons and medical devices and I think FICA taxes or ObamaCare taxes on investment income.

yep, payroll tax holiday running out, and reapply in 2014 for the preexisting condition bit.

In illinois, the governor (about not quite 20 years ago), signed a little law that made pregnancy a non-preexisting condition),  it kicked in early enough for my second kid, but too late for my friend's first kid.  And my daughter is four months younger than her son.
« Last Edit: March 16, 2013, 08:47:02 am by mandrina »
Katrina

"I have a bad feeling about this."  Every good guy in the Star Wars saga, and an occasional bad guy as well.

Tags:
 

Related Topics

  Subject / Started by Replies Last post
15 Replies
6186 Views
Last post September 15, 2011, 11:35:19 pm
by Asch
52 Replies
5671 Views
Last post December 20, 2013, 09:57:15 pm
by stephyjh
67 Replies
4541 Views
Last post November 24, 2013, 05:20:45 pm
by Allec
36 Replies
7938 Views
Last post January 24, 2016, 10:12:42 pm
by Sobekemiti
14 Replies
1461 Views
Last post May 20, 2019, 09:18:15 pm
by SunflowerP

* Who's Online

  • Dot Guests: 63
  • Dot Hidden: 0
  • Dot Users: 1
  • Dot Users Online:

* Please Donate!

The Cauldron's server is expensive and requires monthly payments. Please become a Bronze, Silver or Gold Donor if you can. Donations are needed every month. Without member support, we can't afford the server.

* Shop & Support TC

The links below are affiliate links. When you click on one of these links you will go to the listed shopping site with The Cauldron's affiliate code. Any purchases you make during your visit will earn TC a tiny percentage of your purchase price at no extra cost to you.

* In Memoriam

Chavi (2006)
Elspeth (2010)
Marilyn (2013)

* Cauldron Staff

Host:
Sunflower

Message Board Staff
Board Coordinator:
Darkhawk

Assistant Board Coordinator:
Aster Breo

Senior Staff:
Aisling, Jenett, Sefiru

Staff:
Allaya, Chatelaine, EclecticWheel, HarpingHawke, Kylara, PerditaPickle, rocquelaire

Discord Chat Staff
Chat Coordinator:
Morag

Cauldron Council:
Bob, Catja, Emma-Eldritch, Fausta, Jubes, Kelly, LyricFox, Phouka, Sperran, Star, Steve, Tana

Site Administrator:
Randall